(PRWEB) May 19, 2012

Homes.org mortgage report is delivering good news to those wanting to refinance or buy a home. When it seemed mortgage rates couldn?t get any lower, the average drops below 4% for the first time since Bankrate began surveying lenders. The 30-year fixed rate mortgage decreased by 5 basis points while the 15-year fixed rate remained unchanged since last week.

Current interest rates are:

3.97% – average rate for a 30-year fixed rate mortgage

3.20% – average rate for a 15-year fixed rate mortgage

Americans can thank the Eurozone?s shaky economic situation for extremely low interest rates that seem to have no floor. But now the question is, ?can rates hold at this record low rate, or will they begin to trend upward?? There are a variety of economic reports out this week that could have an impact. Below is an overview of this week’s most important economic activity.

Tuesday: April Retail Sales
Tuesday: Consumer Price Index
Wednesday: April Housing Starts
Wednesday: Fed Meeting Minutes

In an economy where spending accounts for 70% of the activity increases are a good thing. Experts were expecting very small gains to the tune of 0.2% and that?s exactly what they got when volatile gasoline sales were taken out of the equation. It?s not a very strong start of the second quarter.

And what about inflation on those things people are buying? The Consumer Price Index found measurements for April were changed since March when there was a 0.3% rise. The flat rate is being contributed to gas priced which dropped during April. However, the 12-month ?core? value, which factors in food and gas, has 2.3%. Slightly higher than the Fed?s 2% inflation comfort zone.

There was good news in the April Housing Starts report after a few months of disappointing numbers. Homes.org will be providing full coverage and comparisons of housing starts in a special report tomorrow.

Due to the low level of inflation in the Consumer Price Index and the weak consumer spending, the Homes.org mortgage team is predicting that mortgage rates will stay flat this coming week for both 30 year fixed-rate mortgages and 15 year fixed-rate mortgages.

To find more information on mortgage rates, new home listings and real estate agents, please visit: Homes.org

About Homes.org

Homes.org is a fast growing real estate search portal that offers users much more than MLS listings. Homes.org gives users access to a rich collection of resources, including but not limited to, real estate listings, home owner finance tools and home service tools. Homes.org brings buyers, sellers and renters important information about the current markets and intelligent tools by partnering with real estate professionals from around the country. Homes.org is a subsidiary of Star Nine Ventures, Inc. headquartered in Austin, TX.

About Star Nine Ventures

Star Nine Ventures is an Austin-based, marketing-driven venture creation company targeting a wide range of national business-to-consumer online marketplaces. Star Nine’s core mission is to build businesses that provide exemplary consumer experiences and unparalleled customer service.

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Practical, on-the-job help for homeowners who work with Spanish-speaking domestic employeesThis compact, phrase-packed resource provides all the vocabulary that homeowners need to communicate effectively with Spanish-speaking house-keepers, cooks, nannies, gardeners, handymen, and other household workers. It’s written expressly for homeowners, so users will find all of the phrases and vocabulary they need to tackle everything from grocery shopping to child care. Complete with pronunciations for all listings, this hands-on guide efficiently bridges the communication gap.

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Nashville, TN (PRWEB) May 16, 2012

As Christian publishers develop new business models to succeed in today?s digital market, more, including David C Cook, R.H Boyd Publishing, Our Sunday Visitor, Abingdon Press, and Worthy Publishing are selecting Ingram Content Group?s CoreSource products for the distribution, sales and management of e-books.

?The audience for digital books continues to grow,? said Byron Williamson, CEO, President and Publisher, Worthy Publishing. ?With Ingram?s proven CoreSource platform driving the distribution of our digital content, we have a comprehensive solution to reach more readers worldwide and make the most of our Christian and mainstream bestselling content in the formats that are in demand today.?

?Ingram?s extensive network of retailers is a hand-in-glove fit for our distribution strategy, allowing us to expand both our domestic and global reach as we work to fulfill our mission of equipping the church with Christ-centered resources around the world,? said Michael Covington, Director of Digital Content, David C Cook. ?Distribution via CoreSource allows us to serve an expanding network of e-book retailers domestically, many of whom have been valued print book partners for many years, as well as international markets that truly allow us to go to ?the ends of the earth? with our content.?

Ingram?s extensive distribution network and long-standing relationships in the Christian market provide a unique solution for publishers to reach readers worldwide. The newest publishers to select CoreSource for digital asset management join Thomas Nelson, Scripture Union, and others that are already using Ingram?s CoreSource platform for digital asset management and fulfillment from their own websites.

?We are pleased to expand our work with Ingram, adding an important e-book distribution component alongside our use of Lightning Source print-on-demand,? said Tammy Gaines, Vice President, Abingdon Press. ?Through our collaboration with Ingram, we leave the complexity of on-demand and digital distribution to the expert, while we focus our time and resources on creating the finest content for our readers.?

?A critical component of the Our Sunday Visitor mission has always been our ability to meet our Catholic customers where they are in a format that is most convenient and effective,? said John Christensen, director of marketing and advertising, Our Sunday Visitor. ?During this year of our centennial celebration, CoreSource is helping us do that in a huge way as we continue to grow our digital strategy.?

Ingram?s CoreSource is an easy-to-use, online solution for the storage, management, and distribution of digital content. CoreSource delivers a secure, searchable content repository and a high-capacity data distribution network, allowing publishers to move digital content easily and swiftly from their organization to any channel partner globally. Lightning Source, the print-on-demand unit of Ingram Content Group, is the leading provider of comprehensive print-on-demand and distribution services to publishers worldwide.

?Ingram continues to invest in the newest digital distribution solutions to support our customers and make their entry into the digital marketplace easier,? said Marcus Woodburn, Vice President of Digital Products, Ingram Content Group. ?We are pleased to support David C Cook, R.H Boyd Publishing, Abingdon Press, Our Sunday Visitor, and Worthy Publishing with the relevant solutions they need for current and future success.?

ABOUT ABINGDON PRESS

Abingdon Press is the publishing imprint for The United Methodist Publishing House. Abingdon Press has a distinguished record in religious publishing for a broad ecumenical audience and specializes in products for church leaders, as well as scholars and students engaged in theological education and the practice of ministry. Abingdon Press offers a wide array of quality academic, professional, reference, fiction and devotional titles published each year. For more information visit http://www.abingdonpress.com

ABOUT R.H. BOYD PUBLISHING CORPORATION

R.H. Boyd Publishing Corporation has been a beacon of excellence in the printing, publishing, and global distribution of hymnals, curriculum, and church supplies, as well as religious, family, educational, and historical books. The company specializes in the development of contemporary Christian education materials for churches and individuals, which provide positive family imagery and nurturing values. In addition, R. H. Boyd provides commercial printing needs. The company was founded in 1896 in Nashville, TN by Dr. Richard Henry Boyd, and it has seen four generations of leadership and progress from the Boyd family. For more information, please visit http://www.rhboydpublishing.com.

ABOUT WORTHY PUBLISHING

Worthy Publishing is a privately held, independent voice in Christian publishing, managing editorial, marketing, sales, and distribution from its offices in Nashville, TN. Worthy focuses on a select list of new books each year, crossing a broad spectrum of categories, including fiction, current events, biography, biblical study, devotional, Bibles, as well as spiritual and personal growth. For more information visit http://www.worthypublishing.com

ABOUT DAVID C COOK

David C Cook is a leading nonprofit resource provider serving the global Church with life-transforming, Christ-centered materials. Headquartered in Colorado Springs, Colorado, with offices in Illinois, Canada and the United Kingdom, David C Cook?s resources are published in over 150 languages and distributed in more than 160 countries. Originally founded in 1875 as a curriculum publisher, today David C Cook publishes numerous bestselling fiction and non-fiction books from a variety of award-winning authors. It is also a leading provider of worship music through its Integrity Music and Kingsway Music labels, which produce over one-third of the top 100 praise and worship songs sung around the world. For more information visit http://www.davidccook.com

ABOUT OUR SUNDAY VISITOR

The world?s largest English-language Catholic publisher, Our Sunday Visitor serves millions of Catholics globally through its publishing, offertory, and communication services. Established in 1912, Our Sunday Visitor publishes a wide range of books including Bibles, biographies of the saints, books by Pope Benedict XVI, children?s books, devotionals, bible studies, inspirational works, and curriculum. Our Sunday Visitor is a not-for-profit organization, returning a portion of net earnings back to the Catholic community through the Our Sunday Visitor Institute. For more information, visit http://www.osv.com.

ABOUT INGRAM

Ingram Content Group Inc. provides a broad range of physical and digital services to the book industry. Ingram?s operating units are Ingram Book Company, Lightning Source Inc., Vital Source Technologies, Inc., Ingram Periodicals Inc., Ingram International Inc., Ingram Library Services Inc., Spring Arbor Distributors Inc., Ingram Publisher Services Inc., Tennessee Book Company LLC, and Coutts Information Services. For more information, visit http://www.ingramcontent.com

Contact: Keel Hunt 615-321-3110

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